We know that managing finances can feel overwhelming, but we work hard to keep things simple and easy for you. Read through our stories to see how we’ve assisted our customers through difficult situations, major life changes and planning for the future.

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Planning for retirement with multiple pension schemes

When Julia came to us to ask for advice on her pension, we realised she was a classic crisp box client. All the information from her five different pensions schemes was dumped in a cardboard box and hidden at the back of her cupboard.

Julia wanted to convert her £280k pension pot into a drawdown but did not know where to start and she thought financial advice would be too expensive.

Planning fees

We invited Julia for a no-fee consultation meeting to ascertain her needs.

Research and recommendationWe investigated Julia’s different pension plans and sorted out a realistic Drawdown plan. It took approximately five hours of guidance from an experienced financial adviser, plus three hours of expert administration.

Total cost

For just £1,040, Julia got rid of her headache (and her crisp box!) and is now enjoying the money she worked so hard to save.

The standard market charge for handling such a sum can be up to 3% of total investment, so we saved Julia over £7,300!

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We're having a baby!

A growing family looking for financial protection

When new parents Sarah and Paul welcomed their little bundle of joy to the world, they realised (through a sleep-deprived haze) that it was time to refocus their priorities.

They came to Macbeth Scott & Co to discuss how they could really make their savings work and to put life assurance in place – crucial steps to ensure the brightest of futures for their little star.

Planning fees

Following the initial consultation, which is free of charge, we assessed Paul and Sarah’s financial circumstances. We prepared a savings investment plan and proposed a suitable life assurance policy.

Arrangement and implementation

Arranging the life cover policy and setting up the investment took 1.5 hours of adviser time and 2.5 hours of general administration.

Total costs

We helped this family to achieve peace of mind by implementing a secure investment plan and life cover at a total cost of just £362.50.

Operating on this basis reduces the cost of the products, as the industry otherwise loads the premiums to account for payments of commission

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© 2022

Macbeth Scott & Co Limited is authorised and regulated by the Financial Conduct Authority (FRN 303928). Registered in England and Wales Company No. 01058241 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Limited on the FCA register at https://register.fca.org.uk/

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