Our Fees

We will carry out an extensive assessment of your circumstances at the outset to establish your financial planning requirements.

This will include:

• Gathering information about existing financial and personal circumstances
• Understanding your experience and knowledge of financial products, including your attitude towards investment risk
• Recommending products or asset allocation models that match your risk profile
• Preparing our recommendations
• Arranging a second appointment to explain and discuss our recommendations in detail.
• Our charge for this service is based on an hourly rate as detailed below subject to a minimum fee of £250 which is payable upfront.

Any further fees are payable on implementation or provision of the report containing our recommendations to you.

Hourly Rates:

• Independent financial adviser - £175 per hour
• Experienced administrator - £55 per hour
• General administrator - £40 per hour

Should you instruct us to proceed with any of our recommendations we will act for you in the following ways:

• handle all transactions and administration on your behalf
• provide regular updates to keep you informed of progress
• ensure all your documents are issued in line with your expectations
• provide confirmation of all actions taken on your behalf in writing

Our charge for this service is based on an hourly rate, or if agreed in advance, a percentage of the amount you invest.

Charging Option 1: Hourly rates

• Independent financial adviser - £175 per hour
• Experienced administrator - £55 per hour
• General administrator - £40 per hour

Charging Option 2: Percentage of the amount invested

• Investments up to £250,000 - 3% of investment subject to a minimum £250
• Investments from £250,001 to £1,000,000 - 2% of investment
• Investments above £1,000,000 - 1% of investment

We will issue an invoice within 7 days of your investment going live, which can be either paid directly by you or deducted from your investment. We must receive full payment of the invoice amount within 30 days of issue unless you have elected for our fee to be deducted from your investment.

We will carry out an extensive assessment of your financial circumstances at the outset to establish your financial planning requirements. Once your accounts are up and running, we offer an ongoing service to ensure your needs are met by any changing circumstances.

Our review service provides:

• An at least annual review of your investments, including a statement of current values and analysis of investment performance
• A face to face meeting to discuss any changes in your circumstances or objectives
• A recommendation to continue or amend the strategy and products held
• Implementation of any changes

Our charge for this service is based on a percentage of your invested assets, no higher than 1% per annum. Subject to a minimum fee of £250.

We will only proceed with the provision of a review once we have an ongoing service agreement, tailored to your requirements, in place.