Commercial Motor Insurance

The motor industry is a specialist and diverse one which requires motor trade insurance cover to be flexible and adaptable.

With 50 years of experience providing insurance to companies within the motor trade, whether you run a large or small business, are mobile or have fixed premises, we can arrange the right package of motor insurance to meet your exact needs.

If your insurance requirements are a bit out of the ‘ordinary’, standard or bespoke, our experience is second to none. Comprehensive policies, advice, peace of mind and commercial motor trade insurance cover from your local insurance experts.

Commercial Fleets

Motor Traders

Mechanics

Service Stations

Car Valeting

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Commercial Fleet Insurance

Who is it for?

Businesses with company vehicles.

Why do you need it?

Having all your company vehicles covered under one commercial fleet insurance policy is more cost-effective, can save you time, confusion and the stress of having to deal with each vehicle separately. We can arrange cover for just two vehicles or much larger business fleets, HGV fleet insurance, van fleet insurance or a mix of vehicles all covered under one policy.

What you can choose from?

Policies can include goods in transit, breakdown, loss or damage to vehicles, plus the option of ‘named drivers only’ or ‘any driver’ cover. Various business use can also be incorporated including haulage, private hire or general business.

Get in touch. We're here to help.

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Motor Trader Insurance

Who is it for?

Self-employed or fixed premises motor traders.

Why do you need it?

If your business is buying and selling vehicles, as a minimum legal requirement you will require Road Risk Insurance. This will allow you, and your employees, to drive any vehicle related to the business - including customer vehicles or those you have bought, or are selling. Protection for your business, property and equipment, employees, customers

What you can choose from?

We can arrange comprehensive and combined motor trade insurance policies, which include, as standard, the aforementioned Road Risk Insurance (useful if your services extend to offering repairs and MOTs). Additional cover can also be provided for your premises, forecourt, multiple sets of trade plates or high-end luxury vehicles.

Get in touch. We're here to help.

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Mechanics Insurance

Who is it for?

Self-employed, mobile or fixed premises mechanics.

Why do you need it?

Working as a mechanic is a specialist profession, and therefore requires a specialist mechanics trade insurance to protect your business, property and equipment, employees, and customers. Whether you are self-employed, work from mobile or fixed premises we can provide advice and suggestions as to what cover would work best for your business.

What you can choose from?

We can arrange tailored cover at a competitive price for damage to your premises, an accident while driving a customer’s vehicle, theft or damage to tools and equipment or the option of a courtesy car for customers.

Get in touch. We're here to help.

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Service Station Insurance

Who is it for?

Service station and filling station owners.

Why do you need it?

Whether you need small filling station insurance or larger service station insurance, we can arrange a policy that is flexible, adaptable and includes cover for the facilities, goods and services you offer.

What you can choose from?

Whether your business provides fuel, groceries, wines and spirits, take-away or sit-in food, or more diverse options such as camping equipment and a farm shop, we can offer the right insurance for your business to be prepared for when the unexpected or unwelcome happens. Options include: employers’ liability, public liability, tools and equipment, material damage, business interruption.

Get in touch. We're here to help.

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Car Valeting Insurance

Who is it for?

Self-employed, mobile or fixed premises car valeting.

Why do you need it?

Running a car valeting business brings with it the responsibility of trust from your clients. You need to be confident that should an accident happen, you have the relevant car valeting insurance or mobile valeting insurance to put things right.

What you can choose from?

Scratched paintwork, damage to a car by a third party whilst in your care or contaminated cleaning products, mistakes and accidents are unexpected and unwelcome. Whether you run a large business or are an independent mobile car valeter, we can tailor a car valeting insurance policy that ensures your business, premises, equipment, employees and clients are all covered.

Get in touch. We're here to help.

Bespoke insurance that will keep your business motoring

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© 2022

Macbeth Scott & Co Limited is authorised and regulated by the Financial Conduct Authority (FRN 303928). Registered in England and Wales Company No. 01058241 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Limited on the FCA register at https://register.fca.org.uk/

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