Retail Insurance

Whether your business is bricks and mortar on the high street, has the best pitch at your local farmers market, sells only online or is a wholesale distributor, we can offer the most effective and comprehensive retail insurance to suit your business needs.

We have been providing retail insurance for 50 years, so if your insurance requirements are a bit out of the ‘ordinary’, standard or bespoke, we have the experience to help and offer advice.

Your local insurance experts can provide cover that’s right for you, your business and your customers.

Shop Insurance

Offices

Market Traders

Wholesaler Insurance

Online Retailers

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Shop Insurance

Who is it for?

Retailers

Why do you need it?

What insurance do you need for a shop? Whether you own a fruit and veg shop, newsagents, bakery, gift shop or florist, shop insurance can include cover for burglary and theft, extreme weather, computer and equipment breakdown, stock and product liability.

What you can choose from?

You’ll never be short of jobs to do when you run a retail business so getting the right insurance is one less thing to think about. Comprehensive insurance with exceptional levels of standard cover can be arranged, without the 'optional extras' sometimes included that don't specifically fit your business needs. 

Get in touch. We're here to help.

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Office and Business Insurance

Who is it for?

Retailers, shopping centres, Office based businesses

Why do you need it?

Your place of business is your central hub, whether you have two or two hundred employees. Unexpected events and accidents can cause disruption and frustration, but having comprehensive insurance in place is the first step to sorting things out. 

What you can choose from?

We can tailor your policy to cover your specific business, with most including: employers’ liability, public liability, building and contents, business interruption alongside potential loss of earnings and those unforeseen incidents such as fire, water, severe weather damage, theft and general accidents.

Get in touch. We're here to help.

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Market Trader Insurance

Who is it for?

One-off or regular market traders

Why do you need it?

Whether you have a permanent market stall, a pitch at the weekly street market or sell at your local farmers market every now and again, we can provide the right market trader insurance that works for your business to ensure you're protected.

What you can choose from?

Your business is unique to you, so your market trader insurance needs to reflect just that. We can offer advice and suggestions as to what cover you might want to consider.  Options include: employers’ liability, public liability, product liability, business interruption, stock and money cover, employees and customers.

Get in touch. We're here to help.

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Wholesaler Insurance

Who is it for?

Wholesalers, distributors

Why do you need it?

Every business is different and insurance for wholesale distributors requires cover that is flexible and adaptable to protect your business, premises and buildings, equipment, stock, employees.

What you can choose from?

We can provide wholesaler insurance that covers your stock for loss or damage during transit, by road or sea, and at the warehouse. Policies can also include employers’ liability, public liability, product liability and business interruption.

Get in touch. We're here to help.

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Online Retailer Insurance

Who is it for?

Online-only businesses, retailers with e-commerce

Why do you need it?

Whether you’re selling home-baked cakes, or the latest technical gadgets, you’ll want to make sure you have the best online retailer insurance to protect your business, equipment, stock, employees, and customers.

What you can choose from?

Operating an online retail business can bring its own challenges and rewards, especially if you’re running it from your home. Our policies can include public liability insurance, with cover for stock and equipment added to business interruption, and cyber cover to protect your online presence.  If your insurance requirements are a bit out of the ‘ordinary’ we can provide advice as to what might work best for your business.

Get in touch. We're here to help.

Flexible insurance cover to suit your business, wherever you trade.

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© 2022

Macbeth Scott & Co Limited is authorised and regulated by the Financial Conduct Authority (FRN 303928). Registered in England and Wales Company No. 01058241 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Limited on the FCA register at https://register.fca.org.uk/

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